Credit Director (GZZ322)

Credit Director (GZZ322)

.Company OverviewDiDi Global Inc. is the world's leading mobility technology platform.
It offers a wide range of app-based services across markets including Asia-Pacific, Latin America and Africa, including ride hailing, taxi hailing, chauffeur, hitch and other forms of shared mobility as well as auto solutions, food delivery, intra-city freight, and financial services.DiDi provides car owners, drivers, and delivery partners with flexible work and income opportunities.
It is committed to collaborating with policymakers, the taxi industry, the automobile industry and the communities to solve the world's transportation, environmental and employment challenges through the use of AI technology and localized smart transportation innovations.




DiDi strives to create better life experiences and greater social value, by building a safe, inclusive and sustainable transportation and local services ecosystem for cities of the future.For more information, please visit: www.Didiglobal.Com/newsTeam OverviewThis role is responsible for one or more domains of credit risk management, including approval credit risk underwriting policy, initial credit line risk underwriting policy, or existing credit line management policy.
The director is responsible for designing the overall structure and framework of underwriting, leading the team to construct the underwriting, understanding how to evaluate and analyze policies, and being able to articulate the pros and cons of each version.
Ultimately, the director is responsible for the portfolio's size and profitability.Role ResponsibilitiesLeading the credit risk team; Responsible forone or more domains of the credit risk underwriting policies; Managing the size and quality of the domain portfolio; Designing the structure and framework of the underwriting policy; Evaluating the efficiency of policy by implementing test/control strategies; Understanding market standards to inform decision-making.Role QualificationsOver 8 years of experience working with credit risk underwriting policies, with at least 3 years of experience in the MX market credit card; A strong quantitative background, familiar with all quantitative analysis skills necessary for policy analysis; Managed or beenresponsible for a portfolio size of at least 150MM USD, with experience designing the overall framework and structure of that portfolio; Deep understanding of credit risk management, including how each coefficient of the credit offer interacts and impacts the portfolio; Experience managing a team of at least 5 members; Excellent communication skills in English.EEO StatementWe create customer value – We strive to always create valuable experiences for our users in everything we do.
Our focus is to always innovate new experiences that are safe, pleasant, and efficient.We are data-driven – We are strong believers in making informed decisions, that's why we are data-driven

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