28 ene
Hsbc
Xico
If you're looking for a career where you can make a real impression, join GSC HSBC and discover how valued you'll be.
We are currently seeking an experienced professional to join our team in the role of
**Wholesale Credit Risk Management Senior Manager**
**Role purpose**:
Wholesale Credit Approval function is one of the activities within Wholesale Credit Risk Management (WCRM).
WCRM is responsible for formulating credit policies, systems and controls for the approval, management and control of wholesale credit exposures, specifically including credit assessment & approval process; monitoring & control of lending and loss prevention & recovery procedures.
The Offshore HBCA Approvals team supports HBCA WCRM and operates from 3 sites - GSC Hyderabad, GSC Kolkata and GSC Mexico.
The team performs credit approvals for relationships falling within HSBC Canada's CMB / BB portfolio.
The team is engaged in reviewing credit submissions, challenging the Relationship Manager's proposition where required and approving / recommending a lending position within delegated authority after suitably mitigating the Bank's risks.
**Main activities**:
- Analyze new / existing counterparties in the Commercial Banking Segment of HBCA and approve / recommend a lending position within appropriate delegated credit authority.
- Work independently on credit proposals to reach a solution in close and constructive collaboration with colleagues within WCRM CoE, WCRM HBCA and HBCA Commercial Banking Relationship teams.
- Participate in credit / risk meetings with Front Office / HBCA WCRM colleagues.
- Closely monitor risk events and be able to timely escalate to management.
- Prepare for audit, regulatory initiatives and internal projects pertaining to credit risk management.
- Represent WCRM CoE in Shared Services and new Business initiatives where required.
- Mentoring / coaching is an integral part of the role.
The role holder must proactively collaborate with VP & Team Lead, HBCA Approvals / HBCA stakeholders on work delivery and team management issues as appropriate.
- Provide administrative support to VP & Team Lead, HBCA Approvals to manage operations e.g.
leave and work flow management, business contingency planning, access recertification, etc.
- Flexibility to travel, if required
Requirements
**Knowledge & Experience**
- Minimum 10-12 years of relevant experience in handling Large / Mid Corporate / SME Credit in a reputed Bank/ Financial Institution.
- Strong understanding of credit lending products and financial statement analysis.
- Strong analytical and technical skills,
with the ability to understand and consolidate diverse and intricate business information and identify and mitigate risk issues
- Excellent communication with the capacity to lead discussion in credit approval forums, involving various senior stakeholders.
- Customer centric mind-set.
- Resilience to work under pressure to meet aggressive deadlines.
- Established track record strongly preferred.
- ¡You'll achieve more when you join HSBC!_
At HSBC we offer our colleagues a greater number of days so that they can fully enjoy their wedding, take care of the new member of the family, or grieve the loss of a family member.
Our paid leave package is at the forefront in Mexico, now you have one more reason to be HSBC and proudly live a culture of well-being, balance and care
**Issued by HSBC Electronic Data Processing (México) Private LTD
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