21 ene
Citi
Xico
The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.
The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
**Responsibilities**:
- Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
- Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
- Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
- Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
- Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
**Qualifications**:
- 5-8 years of relevant experience
- Knowledge of commercial risk analytics
- Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
- Proven ability to remain organized in a fast-paced environment, managing multiple projects
- Proven interpersonal, organizational and analytic skills
**Education**:
- Bachelor's degree/University degree or equivalent experience
**Key **Responsibilities**:
- Develop and provide reports with interpretive thinking to define and resolve problems, develop innovative solutions,
and make recommendation that influence regulatory calculation of loses, provisions and capital to consumer Credit Portfolios.
- Support in the development and generation of reports to track Risk indicators that can help to improve quality and profitability of the Consumer Credit Portfolios.
- Develop the controls and adjustments necessaries to ensure the MIS team provide the correct data to Consumer Credit Portfolios
- Prepare and cure information for consumer risk portfolios as first step of model development process.
- Design and run controls (until automated) to MIS Data bases
- Reconciliation of actuals (and official forecasts) with finance systems
- Perform quality data analysis and escalate any deviation (with MIS, Provisions, Forecast, & Modeling teams).
- Responsible for ensuring quality and integrity of the information delivered in the Provisions, Forecast, & Modeling data bases.
- Perform ad hoc requirements from Mexico Risk Manager teams, Citi Global teams or internal/external regulators that requires Consumer Credits Reports.
**Requirements**:
- Desirable credit Risk / Business Skills and Experience
- 5-8 years of relevant experience in Bank (credit risk better).
- Strong quantitative and qualitative skills to identify key items for inclusion in reporting.
Ability to analyze and summarize content, and ensure consistent messaging.
- High proficiency across the MS Office suite, particularly Excel (advanced), Word and PowerPoint.
- Additional technical skills : SQL and SAS (basic/intermediate) knowledge.
- Desirable experience in using mainstream Business Intelligence tools (for example: MicroStrategy, power bi,
Tableau).
- Good verbal, written and interpersonal communication skills
- History of success working in a team environment
- Self started / motivator with high work ethic
**Leadership/Communication**
**Skills**:
- Demonstrates strong ethics and integrity.
- Intermediate/Advance verbal, listening & written English communication skills.
(Spanish / English)
Educational Requirements
- Bachelor's Degree, Actuary, Mathematician, Physics, Economist, Engineer in Systems, Operations Research or other quantitative discipline.
- **Job Family Group**:
Risk Management
- **Job Family**:
Credit & Portfolio Risk Management
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex,
sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
View the "**EEO is the Law**" poster.
View the **EEO is the Law Supplement**.
View the **EEO Policy Statement**.
View the **Pay Transparency Posting
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